1) Use coupons 2) Do not use credit cards, cut them up. 3) Have a weekly menu. 4) Bundle internet, phone, and cable services. 5) Enjoy free entertainment, such as free concerts, taking walks, going to the park, etc. 6) Conserve energy, turn off lights when you leave a room, unplug your computer when you are not using it, close the door to rooms you are not using, do one large load of laundry instead of several small loads. 7) Make a budget, and stick to it. 8) Feed the pig twice a month, before you pay bills, put some many into your savings account. 8) Buy clothes from thrift stores, and recycle your old clothes. You do not always have to have the latest fashions. 9) Cut your own hair at home. 10) Buy generic products when possible.